Aftergrad Ledger

Tools / Premium refinance comparison

Could refinancing change your loan costs?

Compare the remaining cost of one U.S. student loan with a refinance scenario you enter. Use a hypothetical rate, term, and fee to explore how the numbers could change.

Sample inputs are provided to show how the calculator works. Replace them with your own loan details and a hypothetical offer to make an estimate.

Premium access

Checking access to The refinance total cost calculator…

Explore another tool

Planning repayment without refinancing?

Estimate payoff timing with the scheduled payment for free, or compare an extra monthly payment with active Premium.

Open the payoff calculator